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Legal Expenses Insurance

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Legal Expenses Insurance (more commonly known as LEI) is a form of insurance that covers expenses incurred during legal disputes, for example an Unfair Dismissal case before an Employment Tribunal.


Standalone cover can be bought, however it is more commonly found to be an add on to Home Contents insurance, other types of insurance or as part of the benefits of premium bank accounts/credit cards.

Legal Expenses Insurance

How do I know if I have LEI?

If you think you may be covered as part of a House Content policy then details of the cover should be contained within the Insurance Schedule. If you wish to instruct Oakwood Solicitors Ltd in relation to a claim and are unsure if you have the benefit of LEI, then please send the Schedule to us and we would be happy to review it for you.


I have not got LEI, should I get it?

Like all insurance, you are insuring against the risk of something happening even though it may not happen. If you are already in dispute with your employer and do not have LEI then it may be too late for that policy to cover the issue in dispute. However, this will depend on the terms of the LEI you take out.


Who can represent me?

Insurance providers usually have their own panel of solicitors who they regularly appoint and will suggest that you use their panel for ease and the likelihood that they will be charged lower fees.

Whilst this may be their preference, it is a person’s legal right to choose their own solicitor from the point litigation commences (for employment matters this is usually when you or your solicitors starts Early Conciliation), however the case of Nobile v DAS Rechtsschutz-Versicherungs AG suggests that you may be able to choose your own solicitor as early as the enquiry stages.

If your insurer is suggesting you use their panel legal representatives, but you would like to instruct Oakwood Solicitors Ltd then please let us know and we will assist you obtain cover towards the cost of our service.


When will my LEI cover start?

In an attempt to keep costs down, some insurers will not cover your claim until a case has begun (as mentioned above). Others may allow cover from the initial advice given by your solicitors prior to the start of ACAS Early Conciliation. It is important you check with your insurance provider when your cover starts, as you may be liable for any fees incurred by your solicitor prior to this.

Oakwood Solicitors Ltd


Why should I choose Oakwood Solicitors Ltd?

Oakwood Solicitors Ltd’s Employment team has a wide range of experience in the Employment Tribunal, dealing with issues from Unfair dismissal to complex Discrimination claims.

Due to our experience, we are well equipped to advise you of any potential claims you may have and the value of these.

We provide a professional but also personal service to our clients, as we appreciate that employment is a large part of a person’s life and when this is disrupted it can have a negative impact. We hope to support you throughout your Employment issues and provide practical advice on what to do next.



If you would like any assistance with an Employment Tribunal Claim or accessing our service through your legal expense insurance then please do not hesitate to contact our team on 0113 200 9787.

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